Scott,
You had some pretty good ideas.
I never thought about going to the Chamber of Commerce or the City Manager.
The idea to use your own business name and contracts makes a lot sense. I had a head instructor of a school ask me to start a class at his school teaching his Black Belts a different art. I used my name and style but he was signing up the students on his contracts. I learned the hard way on that one.
As for Insurance I found the AAU is pretty fair but the Fitness industry has better deals and coverage.
emailing the student bills with payment through paypal or direct deposit would probably work.
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