I'm based in the Philippines and i study martial Arts as a hobby. i have to admit that i have never paid a single cent for any of the instructions that i have received. That is, i have not paid my master's directly for their instructions. It may seem primeval but i have "paid" my masters by showing respect, loyalty, serving, and caring for him and by extension, his family. This may be the reason why i have always shared what little i know to people i think are willing to learn and embrace the discipline of the martial arts. My Teacher has always seen this as my advocacy. I have been able to continue with this advocacy due to the fact that i have a regular job. Master Buena told me that we should continue with this advocacy but at the same time earn from it. he has a point, but i have not completely crossed that bridge yet as I am perfectly happy with what i am doing at the moment. I'm lucky enough to have learned from Master Lema (LSAI),Master Ybanez (LESKAS), and Master Buena (BMS). All of them are great FMA artists and they have taught me more than martial arts...they have taught me about life. I guess the answer to your question as to what instructions are worth financially can only be answered by you... ask yourself two questions:
1. What do I want to learn? (this will tell you the kind of school you want to go to and whom you want to teach you)
2. Are they teaching what i want to learn? (if the answer is yes, then its well worth your time and money)
That is my two cents worth.
Sonny Mejia