Love Handles; No major muscle near there - best to rely upon overall reduction of fat content in your body. (The closest exercise that may asssist would be the "back extension" exercise though not sure what you may call it in the US. Its the one where you do a "good morning" on a bench type apparatus at about 45 degrees.) . Tip: Just focus on fat reduction and they will go !
Sides of the Abs...nice way of putting it ! Don't even worry about these until you are close to seeing your six pack. The basic ab exercises will work these directly and indirectly. If you are at the stage of worrying about obliques, don't ---work the "six pack" first and then worry about the details later - usually they come based upon the original ab work ! Tip: Just focus on solid ab work and they will come !
In regards to pull downs behind the neck, I haven't done them in years and wouldn't even bother. Want to build a strong and large back ? Do chins ! Wide grip, narrow grip, etc etc........whatever ! Take your pick. When is the last time you saw a gymnast with a back that did not look impressive. Not many guys at the gynm do them. Why ? Not because they aren't good - but because they are f**king hard ! Same reason that at your gym, you don't see many guys doing squats, dips, deadlifts ! NB; The guys who do -- look good -- don't they !?!?
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